Looking for clear, practical advice on managing your business or personal finances? You’re in the right place. SV&Co’s blog is your trusted source for expert tips, tax updates, and financial strategies tailored for individuals and small businesses across London and the UK.
Feeling overwhelmed by the new tax rules? You’re not alone.Making Tax Digital (MTD) is transforming how individuals, landlords, and businesses manage their tax reporting — and whether you’re VAT-registered or not, it’s something you need to understand right now. Let’s break it down simply together — so you know what’s happening, how it affects you,…
Being self-employed in the UK brings flexibility and opportunity, but it also means taking responsibility for your own taxes. Many self-employed people unknowingly make mistakes when claiming expenses, costing them valuable tax savings. In this blog, we explain the most common errors and how you can claim correctly to maximise your tax efficiency. Common Mistakes…
Accessing funding has always been a challenge for early-stage businesses. In 2025 and beyond, the Seed Enterprise Investment Scheme (SEIS) has become even more critical for startups looking to secure investment, grow, and succeed in an increasingly competitive economy.. What is the SEIS Scheme? The Seed Enterprise Investment Scheme (SEIS) was introduced by the UK…
you are starting or growing a business in the UK, choosing the right business structure is essential. One of the most common decisions new business owners face is whether to operate as a limited company or remain self-employed. This guide explores the limited company vs self-employed UK 2025 comparison, focusing on tax efficiency, legal protection,…
Choosing between being employed or self-employed can significantly impact your tax position, income, and financial planning. This guide breaks down the key differences, tax efficiency, and the pros and cons of each option to help you make an informed decision. Understanding Employment in the UK Being employed means working for an employer under a contract.…
If you are a self-employed subcontractor working in the UK construction sector under the Construction Industry Scheme (CIS), you may be entitled to a CIS tax refund. Many subcontractors unknowingly overpay tax throughout the year, but with the right guidance, you can legally reclaim this money from HMRC. At SV&Co Accountancy, we specialise in helping…